by Billy Evans | Nov 9, 2020 | Jumbo Loans
If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this...
by Billy Evans | Oct 29, 2020 | FHA Loans, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
by Billy Evans | Oct 29, 2020 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
When you are purchasing or refinancing a home it is important to shop your mortgage rates among multiple companies to find the best deal. The mortgage industry is a highly competitive industry with each company trying to offer their best deal to earn your business...
by Mike Ogg | Aug 19, 2020 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
Refinancing is something homeowners often consider a few years into their mortgage can be a great way to achieve better interest rates, lower monthly payments, and gain more desirable terms. However, depending on your specific situation, refinancing could do more harm...
by Mike Ogg | Aug 19, 2020 | Jumbo Loans
According to a recent survey by Trulia, 2 in 5 people surveyed prefer new construction homes over pre-existing homes. I thought the number would have been much higher than that given all the common benefits associated with a new build and that the number of housing...
by Mike Ogg | Jul 14, 2020 | First Time Home Buyer, Mortgage Loans
I’ve been in the consumer lending field for 4 decades now and in the mortgage industry for almost 20 years. Until 2015, the majority of my clients were Baby Boomers and Gen Xers, but then I noticed a shift starting to happen. Former clients began referring their...
Recent Comments