by Billy Evans | Apr 2, 2024 | Mortgage Loans
In the ever-evolving landscape of the Texas real estate market, potential homebuyers are often faced with a dilemma: to wait for mortgage rates to drop or to dive into homeownership despite higher rates. The prevailing wisdom of “Buy the House and Rent the...
by Billy Evans | Mar 21, 2024 | First Time Home Buyer, Mortgage Loans
Are you dreaming of owning your first home but feeling overwhelmed by the complexities of the process? At Rock Mortgage of Houston, TX, we understand the challenges of first time home buyers. That’s why we’re thrilled to introduce you to the wealth of...
by Billy Evans | Sep 20, 2023 | First Time Home Buyer, Mortgage Loans
Are you wondering what types of mortgage loans you qualify for through mortgage lenders as a first-time homebuyer? If so, then please continue reading. We want to explain the kinds of new loans homebuyers should look for first and why. The type of loan you get for...
by Billy Evans | Sep 15, 2023 | First Time Home Buyer, Mortgage Loans
Owning a home isn’t just better for homeowners, but it benefits the community as well. Homeownership stabilizes communities. Homeownership lowers the crime rate and increases volunteerism in the community. Children who live in a home owned by their parents tend to do...
by Mike Ogg | Sep 14, 2023 | First Time Home Buyer, Mortgage Loans
Know your Credit Score! Credit Scores dictate which program you qualify for High Credit, Lower Rate Low Credit, Higher Rate Higher Credit, Lower Mortgage Insurance Get a Home Inspection by a Third Party! By knowing issues with the home that you are interested early...
by Billy Evans | Aug 20, 2023 | FHA Loans, First Time Home Buyer, VA loans
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
by Billy Evans | Aug 19, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
by Billy Evans | Aug 18, 2023 | Texas Cash Out Loans
If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...
by Billy Evans | Aug 18, 2023 | Texas Cash Out Loans
Have you been planning a home improvement project for some time? Getting a loan can help you finance remodeling projects without depleting your savings. Before you apply for a traditional equity loan, you should look into the benefits of Texas cash-out refinance...
by Mike Ogg | Aug 9, 2023 | Mortgage Loans
Mortgage rates climbed steadily through most of 2022, to a high of 7.08% on Oct. 27 and Nov. 10. The Federal Reserve increased its benchmark interest rate seven times over the course of the year, and inflation was over 7% in November. This created an unfavorable...
by Billy Evans | Jul 14, 2023 | Mortgage Loans
For a lot of people owning your own business is a dream, and the benefits are countless. You get to control your own destiny, make our own hours, and all of your labors and efforts truly benefit you and your family. It’s not all sunshine and roses, however, you also...
by Billy Evans | Jul 14, 2023 | FHA Loans
It is a common misconception for first time home buyers, or even home buyers who haven’t purchased in a while, to confuse their home inspection with their home appraisal. The assessments serve separate, but equally important roles in saving you money. Home Inspection...
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