by Billy Evans | Sep 20, 2023 | First Time Home Buyer, Mortgage Loans
The Best Loans for Your First Home Mortgage As a first-time homebuyer, you might feel like you’re behind the curve when it comes to the intimidating new world of home financing. The reality couldn’t be further from the truth. If you have never purchased a...
by Billy Evans | Sep 19, 2023 | FHA Loans, First Time Home Buyer, Mortgage Loans
Buying a home is the largest investment many people will make. For first-time home buyers in Houston, the process may seem intimidating; however, there are resources for first time home buyers out there. These are nine of the best resources. First Time Home Buyers...
by Billy Evans | Sep 18, 2023 | FHA Loans, First Time Home Buyer
While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
by Billy Evans | Sep 16, 2023 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans
Types of Loan Programs that Rock Mortgage Offer’s: With all of the loan choices out there it can be very confusing and intimidating for the average consumer to pick a loan that best fits their needs. Below you will find a list of the most common loans that we,...
by Billy Evans | Sep 15, 2023 | First Time Home Buyer, Mortgage Loans
Owning a home isn’t just better for homeowners, but it benefits the community as well. Homeownership stabilizes communities. Homeownership lowers the crime rate and increases volunteerism in the community. Children who live in a home owned by their parents tend to do...
by Mike Ogg | Sep 14, 2023 | First Time Home Buyer, Mortgage Loans
Know your Credit Score! Credit Scores dictate which program you qualify for High Credit, Lower Rate Low Credit, Higher Rate Higher Credit, Lower Mortgage Insurance Get a Home Inspection by a Third Party! By knowing issues with the home that you are interested early...
by Billy Evans | Aug 20, 2023 | FHA Loans, First Time Home Buyer, VA loans
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
by Billy Evans | Aug 20, 2023 | Mortgage Loans
FHA Loans If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from...
by Billy Evans | Aug 20, 2023 | Conventional Loans
With mortgage rates at all-time lows, it may be the right time for you to refinance your existing mortgage. As of today (09/07/2020), the 30-year rate is sitting at 2.75% to 3.250% depending on your credit score and equity in your home. If your current rate is 3.875%...
by Billy Evans | Aug 19, 2023 | FHA Loans, First Time Home Buyer
In this blog series, the Certified Residential Mortgage Loan Officer from Rock Mortgage explain the questions they ask every mortgage applicant, why it’s important for the success of their application and how it effects the amount they will pay as a homeowner....
by Billy Evans | Aug 19, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
by Billy Evans | Aug 18, 2023 | Texas Cash Out Loans
If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...
Recent Comments