by Billy Evans | Sep 18, 2023 | FHA Loans, First Time Home Buyer
While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
by Billy Evans | Aug 20, 2023 | FHA Loans, First Time Home Buyer, VA loans
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
by Billy Evans | Aug 19, 2023 | Mortgage Loans
At Rock Mortgage, we are so grateful for the work we do together every day to welcome clients into their next home, and we are always looking for new ways to keep our mutual clients informed and comfortable about their homebuying process. This is why in 2019, we are...
by Mike Ogg | Aug 9, 2023 | Mortgage Loans
Mortgage rates climbed steadily through most of 2022, to a high of 7.08% on Oct. 27 and Nov. 10. The Federal Reserve increased its benchmark interest rate seven times over the course of the year, and inflation was over 7% in November. This created an unfavorable...
by Billy Evans | May 15, 2023 | Conventional Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans
Introduction: In today’s ever-changing economic landscape, prospective homebuyers may be hesitant to enter the market when faced with interest rates around 6%. However, even at these rates, purchasing a home can still be a smart financial move. In this blog...
by Mike Ogg | Jan 5, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
Buying A Home This is a question that we gets asked daily, my answer is always the same; absolutely yes! Based on what I do for a living some may think it’s self-serving, and they would be correct, but that wouldn’t change my answer. As the founder of Rock Mortgage...
by Mike Ogg | Dec 16, 2020 | Conventional Loans
The Credit Score System Could Accurately Predict the Outcome of 70% of all Loans Credit bureaus have been around for well over 100 years, but credit scores have only been around since 1989. I got into the consumer finance industry in 1987, back then all we knew was...
by Billy Evans | Nov 9, 2020 | Jumbo Loans
If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this...
by Billy Evans | Oct 29, 2020 | FHA Loans, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
by Billy Evans | Aug 19, 2020 | Mortgage Loans
Financial advisors all over America are referring homeowners to mortgage companies like Rock Mortgage to discuss cash out refinance options because they know how difficult it is to create wealth while carrying around large amounts of consumer debt. Not all debt is...
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