While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
At Rock Mortgage, we are so grateful for the work we do together every day to welcome clients into their next home, and we are always looking for new ways to keep our mutual clients informed and comfortable about their homebuying process. This is why in 2019, we are...
Mortgage rates climbed steadily through most of 2022, to a high of 7.08% on Oct. 27 and Nov. 10. The Federal Reserve increased its benchmark interest rate seven times over the course of the year, and inflation was over 7% in November. This created an unfavorable...
Introduction: In today’s ever-changing economic landscape, prospective homebuyers may be hesitant to enter the market when faced with interest rates around 6%. However, even at these rates, purchasing a home can still be a smart financial move. In this blog...
Buying A Home This is a question that we gets asked daily, my answer is always the same; absolutely yes! Based on what I do for a living some may think it’s self-serving, and they would be correct, but that wouldn’t change my answer. As the founder of Rock Mortgage...
The Credit Score System Could Accurately Predict the Outcome of 70% of all Loans Credit bureaus have been around for well over 100 years, but credit scores have only been around since 1989. I got into the consumer finance industry in 1987, back then all we knew was...
If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this...
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
Financial advisors all over America are referring homeowners to mortgage companies like Rock Mortgage to discuss cash out refinance options because they know how difficult it is to create wealth while carrying around large amounts of consumer debt. Not all debt is...
Rock Mortgage Services, LP (NMLS 857682) is an Equal Housing Lender that treats our customers like family and does everything with the customers best interest in mind.
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