by Billy Evans | Jun 7, 2023 | Conventional Loans, FHA Loans
Have you ever compared FHA loan vs conventional loans? Most people don’t know the difference, and never really worry about it until they choose to look into buying a home, especially if you’re first-time home buyers. There are many similarities in loans on the market...
by Billy Evans | Jun 7, 2023 | FHA Loans, Mortgage Loans
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it’s also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer...
by Billy Evans | Jun 5, 2023 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it’s no wonder why. With its thriving economy, affordable housing, and...
by Billy Evans | Jun 4, 2023 | Jumbo Loans
If you’re considering purchasing a home in Houston worth significantly more than $650,000, you’re going to need to learn about jumbo loans. These loans are different from traditional mortgages because they’re designed for buyers of high-priced homes....
by Billy Evans | May 29, 2023 | VA loans
How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and...
by Billy Evans | May 26, 2023 | Mortgage Loans
When applying for a mortgage, one crucial factor that lenders consider is your debt-to-income (DTI) ratio. This figure plays a significant role in determining your eligibility for a mortgage loan and the terms you may be offered. In this blog post, we’ll explain...
by Billy Evans | Mar 30, 2023 | FHA Loans
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
by Billy Evans | Dec 6, 2022 | Mortgage Loans
In today’s market, homebuyers are increasingly interested in the affect that rising interest rates are having on their anticipated monthly payment. Many are shocked to find that rising rates have since increased their anticipated monthly payment by several hundred...
by Billy Evans | Oct 7, 2022 | FHA Loans, Mortgage Loans
As you shop for a house, you might find that existing properties don’t line up with your idea of a dream home. Maybe the layouts aren’t quite what you’re looking for, or perhaps the homes are missing non negotiable elements like a pool. Considering...
by Billy Evans | Jun 3, 2022 | Mortgage Loans
There are many reasons that someone may wish to refinance their mortgage. With today’s home values rising sharply, an increasingly popular reason is to borrow against a portion of the equity in your property to convert it to cash. This is commonly referred to...
by Mike Ogg | Jan 17, 2021 | FHA Loans, First Time Home Buyer
Are you a first-time home buyers Houston candidate? Here at Rock Mortgage, we aim to make the home-buying process as stress-free as possible for a first-time home buyer. We want to make sure you get into a home you love for a price you can afford. Below are some of...
by Mike Ogg | Dec 16, 2020 | Conventional Loans
The Credit Score System Could Accurately Predict the Outcome of 70% of all Loans Credit bureaus have been around for well over 100 years, but credit scores have only been around since 1989. I got into the consumer finance industry in 1987, back then all we knew was...
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