Have you ever compared FHA loan vs conventional loans? Most people don’t know the difference, and never really worry about it until they choose to look into buying a home, especially if you’re first-time home buyers. There are many similarities in loans on the market...
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it’s also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer...
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it’s no wonder why. With its thriving economy, affordable housing, and...
If you’re considering purchasing a home in Houston worth significantly more than $650,000, you’re going to need to learn about jumbo loans. These loans are different from traditional mortgages because they’re designed for buyers of high-priced homes....
How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and...
When applying for a mortgage, one crucial factor that lenders consider is your debt-to-income (DTI) ratio. This figure plays a significant role in determining your eligibility for a mortgage loan and the terms you may be offered. In this blog post, we’ll explain...
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
In today’s market, homebuyers are increasingly interested in the affect that rising interest rates are having on their anticipated monthly payment. Many are shocked to find that rising rates have since increased their anticipated monthly payment by several hundred...
As you shop for a house, you might find that existing properties don’t line up with your idea of a dream home. Maybe the layouts aren’t quite what you’re looking for, or perhaps the homes are missing non negotiable elements like a pool. Considering...
There are many reasons that someone may wish to refinance their mortgage. With today’s home values rising sharply, an increasingly popular reason is to borrow against a portion of the equity in your property to convert it to cash. This is commonly referred to...
Are you a first-time home buyers Houston candidate? Here at Rock Mortgage, we aim to make the home-buying process as stress-free as possible for a first-time home buyer. We want to make sure you get into a home you love for a price you can afford. Below are some of...
The Credit Score System Could Accurately Predict the Outcome of 70% of all Loans Credit bureaus have been around for well over 100 years, but credit scores have only been around since 1989. I got into the consumer finance industry in 1987, back then all we knew was...
Rock Mortgage Services, LP (NMLS 857682) is an Equal Housing Lender that treats our customers like family and does everything with the customers best interest in mind.
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