Buying a home is the largest investment many people will make. For first-time home buyers in Houston, the process may seem intimidating; however, there are resources for first time home buyers out there. These are nine of the best resources. First Time Home Buyers...
FHA Loans
Options for First Time Home Buyer Financing in Houston
While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
The First-Time Buyers Guide To Understanding What Program Is Right For You
Types of Loan Programs that Rock Mortgage Offer's: With all of the loan choices out there it can be very confusing and intimidating for the average consumer to pick a loan that best fits their needs. Below you will find a list of the most common loans that we, at Rock...
Can I Qualify for an FHA Loan With a Student Loan Debt?
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
Why You Should (Or Shouldn’t) Get An FHA Home Loan
Many homebuyers fear there is no way to get a decent home without a20% down payment and a glowing credit historyHowever, This isn’t always true. For years, homebuyers have leveraged the FHA loan program to purchase homes with minimal cash down payments. With a...
Questions from a Loan Officer: How long do you plan on staying in your first home?
In this blog series, the Certified Residential Mortgage Loan Originators from Rock Mortgage explain the questions they ask every mortgage applicant, why it's important for the success of their application and how it effects the amount they will pay as a homeowner. One...
How To Apply for an FHA Loan
An FHA loan is a type of home loan that’s insured by the Federal Housing Administration (FHA). These types of loans are particularly popular with first-time homebuyers, as they only require a minimum down payment of 3.5 percent and a minimum credit score of 580. If...
5 Significant Benefits of FHA Home Loans
Elevate Your Homebuying Experience: Unveiling the 5 Key Advantages of an FHA Home Loan Many barriers can stand in the way of obtaining a mortgage to finance a home purchase. Your credit score, debt-to-income ratio, and down payment amount can all prevent you from...
What’s The First Time Home Buyer Down Payment Program?
If you're looking to purchase a home for first time home buyers in Houston and feel overwhelmed, you're not alone! The process of buying a house is a complex and nuanced beast, but you can start by breaking it down one step at a time. Please familiarize yourself with...