Mortgage Lenders in Grand Prairie, Texas

Name: Rock Mortgage
Address: 14340 Memorial Dr #400, Houston, TX, 77079, US
Price range: $
Location: Rock Mortgage

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97.9% Customer Recommendation Rating!

About Rock Mortgage in Grand Prairie, Texas

If you’re looking for mortgage lenders in the Grand Prairie, Texas, area, our team at Rock Mortgage can help. We provide a variety of mortgage solutions and work closely with each family to help them find the right financial solution for their needs.

Housing Market in Grand Prairie, Texas

At Rock Mortgage, we focus on providing residential mortgages for Texas residents. We pride ourselves on being experts on the local housing market in Grand Prairie and the surrounding areas. Grand Prairie offers a pleasant suburban environment that’s conveniently situated less than 20 minutes from Dallas. Most residents in the community own their own homes.

Find Out What Our Montgomery County Clients Have To Say About Our First Time Buyers Loan Programs

Rodrigo Solana

It was a pleasure working with Eduardo Adame. He made the whole process of buying a home stress free, as he and his team at ROCK MORTGAGE took amazing care of us. To be honest, I was nervous, but he made us feel at ease by educating and guiding us every step of the way. He really worked hard to get us the best deal possible. I am extremely thankful and impressed. 5-STAR SERVICE!! I can say that I not only call him my broker but also my friend. Thank you Eduardo!

Mia

Jamie made the process of purchasing our first home a breeze! We reached out to him early on in our home search, before we had a realtor and he recommended a fantastic realtor to us. Jamie held our hand through the entire process and explained everything to us every step of the way. He is extremely knowledgeable and promptly addressed our questions and concerns (we had several as first time home buyers). I highly recommend working with Jamie and we will continue to work with him in the future.

Alejandro Guzman

Thank you Eduardo and Rock Mortgage Team for your help and support during the whole process. 100% smooth operation, closing costs as expected since the first day (even a bit lower at the end), no hidden costs. My wife and me are extremely happy!

Shaun Bai

Rock Mortgage really took care of me and my wife when purchasing our home. I was recommended to Billy by a friend – he and his team made sure we understood the process every step of the way and took time to explain everything and get us the best rate. Shout out to Mike for coming to our closing and getting everything sorted out quickly and efficiently. We really appreciated the expertise of the folks at Rock Mortgage and will be recommending them to our friends and family!

vanludwig28

First time home buyer, was recommended Rock Mortgage by my agent and they did not disappoint. Very professional and more important extremely friendly and pleasant to work with. I had the pleasure of working with Billy and Jamie over the phone and email and never felt that I was left out in the dark or abandoned. They explained everything that was going on and treated me with the utmost respect. At closing I was met by the owner of the company who sat with me and explained anything I was uncertain about. I will be recommending Rock Mortgage to all of my friends and anyone who is in need of a mortgage company. Thank you for helping me with this monumental milestone.

When considering a move to the Grand Prairie area, you may want to consider facts such as:

As of December 2022, home prices in Grand Prairie were up 9.2% over 2021, according to Redfin data.
Redfin reported that in December 2022, 105 homes sold in Grand Prairie, compared to 178 homes at the same time last year.
In December 2022, the median list price for a home in Grand Prairie was $360,000 according to Realtor.
Redfin assessed the housing market in Grand Prairie as somewhat competitive, with homes getting an offer in 30 days for about 1% below their list price on average. Especially desirable homes sell in as little as 15 days.
Rocket Homes indicates that the median price for Grand Prairie homes remained steady from November 2022 to December 2022, while the median price for homes in Mansfield increased 1.3% and average home prices in Midlothian went up 2.6%.

The Hottest Grand Prairie, Texas, Neighborhoods

Grand Prairie is highly desirable for families thanks to its highly rated schools and abundance of parks. You’ll have access to these perks anywhere in Grand Prairie. The individual neighborhoods here offer additional amenities that may make certain areas more desirable for you than others. Highland Park’s proximity to Dallas makes it a prime choice if you want a short commute to the city, while Southlake offers outstanding walkability and especially low crime. Foodies may prefer Colleyville for its great restaurants.

The most popular neighborhoods in Grand Prairie include:

- Highland Park.
- University Park.
- Southlake.
- Highland.
- Coppell.
- Colleyville.
- Trophy Club.
- Keller.

First Time Home Buyers Houston - Rock Mortgage

About Rock Mortgage

Rock Mortgage strives to provide attentive service and personalized solutions to Grand Prairie, Texas, borrowers. Two skilled financial professionals founded Rock Mortgage with the goal of offering mortgage solutions with the highest degree of honesty and integrity. We’ll walk you through the complexities of securing a home loan and help streamline this part of getting you into a great home.

Learn About Us

What Is a Mortgage Loan?

A mortgage is a loan that’s used to purchase a piece of property. This may be your primary home, second home, an empty lot for building your own home, or another type of real estate. Your mortgage comes with a set term over which you’ll pay back the funds along with interest. You can explore loan options of varying terms with different interest rates to find the option that provides the lowest overall cost as well as manageable monthly payments.

Loans with a fixed rate will have the same interest rate throughout the life of the loan. You can also opt for an adjustable-rate loan. With an adjustable-rate loan, your interest will fluctuate. Fixed-rate loans are typically the better option as they offer more stability and predictability.

Some loan options you may explore include:

- Conventional.
- FHA.
- VA.

How Do You Qualify for a Mortgage Loan?

To qualify for a mortgage loan, you must submit detailed financial information to a lender. The requirements for eligibility vary by the lender as well as by the loan program. You will typically need to prove that you have a steady source of income either via pay stubs or tax returns. You will also need to provide your bank and financial statements so the lender can get an in-depth look at your financial situation.

Your lender will also need to pull your credit report and evaluate your credit score. If your credit score is too low, you can increase it by paying off outstanding debt and keeping up with on-time payments for all of your loans.

Why Work With a Mortgage Lender in Grand Prairie, Texas?

Having a dedicated mortgage lender streamlines the loan process when you’re purchasing a home in Grand Prairie. It’s best to work with a local lender who has in-depth knowledge of the area that you’re shopping in. This type of lender can help connect you with great real estate agents and provide handy local expertise to help you find the right home and secure an appropriate loan.