by Billy Evans | Aug 20, 2023 | FHA Loans, First Time Home Buyer, VA loans
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
by Billy Evans | Aug 20, 2023 | Mortgage Loans
FHA Loans If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from...
by Billy Evans | Aug 19, 2023 | FHA Loans
Many homebuyers fear there is no way to get a decent home without a20% down payment and a glowing credit historyHowever, This isn’t always true. For years, homebuyers have leveraged the FHA loan program to purchase homes with minimal cash down payments. With a...
by Billy Evans | Aug 19, 2023 | FHA Loans, First Time Home Buyer
In this blog series, the Certified Residential Mortgage Loan Officer from Rock Mortgage explain the questions they ask every mortgage applicant, why it’s important for the success of their application and how it effects the amount they will pay as a homeowner....
by Billy Evans | Aug 18, 2023 | FHA Loans
An FHA loan is a type of home loan that’s insured by the Federal Housing Administration (FHA). These types of loans are particularly popular with first-time homebuyers, as they only require a minimum down payment of 3.5 percent and a minimum credit score of 580. If...
by Mike Ogg | Aug 4, 2023 | Mortgage Loans
A mortgage lender is any financial institution that offers home loans. For most first-time homebuyers, mortgage lenders are synonymous with the home buying process. This is because most potential homeowners don’t have the cash on hand to purchase a home in full. There...
by Billy Evans | Jul 14, 2023 | VA loans
With the VA Interest Rate Reduction Refinance Loan, the heroes of our nation have access to the lowest interest rates in the mortgage industry. In a falling interest rate environment, refinancing your current mortgage for a lower interest rate could save you thousands...
by Mike Ogg | Jun 15, 2023 | FHA Loans
Private lenders, such as Rock Mortgage, can issue an FHA Loan Houston to qualified buyers who may have difficulty getting a mortgage. FHA loans’ biggest benefits are that they are easier to qualify for and have lower down payment requirements than conventional...
by Billy Evans | May 23, 2023 | FHA Loans
FHA loans are one of the most popular loans for homebuyers because they have various benefits such as: Having low requirements Being insured by Federal Housing Administration (FHA) Lower down payments (allowing you to borrow up to 96.5% of the home’s value) But can...
by Billy Evans | May 19, 2023 | FHA Loans, First Time Home Buyer, Mortgage Loans
A mortgage insured by the Federal Housing Administration can help you buy a home with less-than-perfect credit and a down payment as low as 3.5%. The government backing of these loans allows lenders to offer financing to borrowers who may not qualify for conventional...
by Billy Evans | May 15, 2023 | Conventional Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans
Introduction: In today’s ever-changing economic landscape, prospective homebuyers may be hesitant to enter the market when faced with interest rates around 6%. However, even at these rates, purchasing a home can still be a smart financial move. In this blog...
by Mike Ogg | Jan 5, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
Buying A Home This is a question that we gets asked daily, my answer is always the same; absolutely yes! Based on what I do for a living some may think it’s self-serving, and they would be correct, but that wouldn’t change my answer. As the founder of Rock Mortgage...
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