by Billy Evans | Sep 18, 2024 | Texas Cash Out Loans
If you’re like many homeowners, you may be sitting on a hidden treasure that could dramatically improve your financial situation: the equity in your home. With interest rates on credit cards, student loans, and other consumer debt often far exceeding those on mortgage...
by Billy Evans | Sep 18, 2023 | FHA Loans, First Time Home Buyer
While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
by Billy Evans | Sep 15, 2023 | First Time Home Buyer, Mortgage Loans
Owning a home isn’t just better for homeowners, but it benefits the community as well. Homeownership stabilizes communities. Homeownership lowers the crime rate and increases volunteerism in the community. Children who live in a home owned by their parents tend to do...
by Mike Ogg | Sep 14, 2023 | First Time Home Buyer, Mortgage Loans
Know your Credit Score! Credit Scores dictate which program you qualify for High Credit, Lower Rate Low Credit, Higher Rate Higher Credit, Lower Mortgage Insurance Get a Home Inspection by a Third Party! By knowing issues with the home that you are interested early...
by Billy Evans | Aug 20, 2023 | FHA Loans, First Time Home Buyer, VA loans
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
by Billy Evans | Aug 20, 2023 | Mortgage Loans
FHA Loans If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from...
by Billy Evans | Aug 20, 2023 | Conventional Loans
With mortgage rates at all-time lows, it may be the right time for you to refinance your existing mortgage. As of today (09/07/2020), the 30-year rate is sitting at 2.75% to 3.250% depending on your credit score and equity in your home. If your current rate is 3.875%...
by Billy Evans | Aug 19, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
by Billy Evans | Aug 18, 2023 | Texas Cash Out Loans
If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...
by Billy Evans | Aug 18, 2023 | Texas Cash Out Loans
Have you been planning a home improvement project for some time? Getting a loan can help you finance remodeling projects without depleting your savings. Before you apply for a traditional equity loan, you should look into the benefits of Texas cash-out refinance...
by Billy Evans | Aug 13, 2023 | VA loans
VA loans are possibly the best loan a consumer has available, and rightfully so! For their great sacrifice to our country, our Veterans have access to amazing benefits through their VA home loan. Let’s go over a few of the upsides to a VA home loan. 100% Financing...
by Mike Ogg | Aug 9, 2023 | Mortgage Loans
Mortgage rates climbed steadily through most of 2022, to a high of 7.08% on Oct. 27 and Nov. 10. The Federal Reserve increased its benchmark interest rate seven times over the course of the year, and inflation was over 7% in November. This created an unfavorable...
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