Your Trusted Houston Mortgage Lenders
Friendly Mortgage Experts
Buying a wonderful home for your family has never been easier. With mortgage experts by your side, your goal of purchasing a breathtaking house is within reach. At Rock Mortgage, we have over 20 years helping new couples, happy families, and rising business professionals build the life they dream by financing the ideal home. That’s why we have an excellent reputation as the best mortgage lenders Houston.
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VA Loan Eligibility Requirements
Sometimes it can be difficult to know whether or not you qualify for a VA loan. Learn more about the requirements before applying.
Low Down Payments
With a variety of financing options available, you may not be required to make a 20% down payment to secure your mortgage.
What Can I Afford
Purchasing a house is a big decision, so it’s important to know what you can afford. Use our handy calculator to better understand your finances.
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Mortgage Products Offered by Rock Mortgage
If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from traditional loans.
VA loans were created for veterans, service members, and sometimes military spouses. However, it can be difficult sometimes to know if you qualify and what different options you have in a VA loan compared to a traditional loan.
Whether you have a large family or your dream home is in a more expensive area in Texas, you will likely need to borrow a sizable amount of money. Conventional lenders are subject to limitations on the amount of money they can lend, which is why Jumbo Loans were created.
Texas Cash Out Loan
Texas Cash Out Loans are often described as a cross between an equity loan and a traditional refinanced mortgage. When homeowners refinance their mortgage, they get cash for a percentage of the difference between the remaining value of the loan and the current value of the home.
The Home of Your Dreams
Buying a home that fits your personality and lifestyle is one of the best decisions you can make. It allows you to enjoy life completely, making wonderful memories with the people you love. Whether you dream of watching the sunrise over coffee on a gorgeous deck or soaking your stress away in a relaxing jacuzzi, the right home loan can make it a reality. You can finally customize your kitchen, living room, dining room, home exterior, bathrooms, and bedrooms to your favorite design style.
A Variety of Goals and Solutions
When you choose knowledgeable mortgage lenders Houston, you have access to many different options for your goals. Below are only a few ways you can use a home loan:
- Buying an attractive home
- Building a new house
- Purchasing and fixing an older home
- Remodeling your house
- Adding rooms or expanding the home
- Refinancing an existing loan
Many people don’t know that an FHA loan Houston can help qualified borrowers with new construction and remodeling projects. For example, mortgages can help you replace a high-interest loan with more comfortable terms.
Trustworthy Loan Assistance
Why choose Rock Mortgage when applying for a home loan? Our team has the perfect balance of expertise and helpfulness. As expert mortgage lenders Houston, we know everything there is to know about mortgages. At the same time, we’re always respectful and friendly to clients.
Instead of looking for excuses to turn down loan applications, we look for solutions that help you get the home of your dreams. Our team at Rock Mortgage takes the time to listen to your plans, and then we recommend the best financing types for your needs and budget.
Above all, our team is transparent and honest. This is one of the reasons we have so many positive reviews from happy clients. You never have to worry about hidden fees or tricks. We clearly explain what you can expect from each type of loan and leave the final decision up to you.
The Right Time To Purchase an Amazing Home
Now is the ideal time to make your dream of owning a large, beautiful, and comfortable home come true. Apply right away. If you’re not sure whether you qualify for FHA financing or another type of loan, find out! Our Mortgage company Houston will help you every step of the way. Contact us for assistance today.