ROCK MORTGAGE
Your Trusted Houston Mortgage Lenders
Conventional Loans
Conventional loans are the standard loan option for most buyers. Terms and credit worthiness vary by lender.
Friendly Mortgage Experts
Buying a wonderful home for your family has never been easier. With mortgage experts by your side, your goal of purchasing a breathtaking house is within reach. At Rock Mortgage, we have over 20 years helping new couples, happy families, and rising business professionals build the life they dream by financing the ideal home. That’s why we have an excellent reputation as the best mortgage lenders Houston.
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Resources
VA Loan Eligibility Requirements
Sometimes it can be difficult to know whether or not you qualify for a VA loan. Learn more about the requirements before applying.
Low Down Payments
With a variety of financing options available, you may not be required to make a 20% down payment to secure your mortgage.
What Can I Afford
Purchasing a house is a big decision, so it’s important to know what you can afford. Use our handy calculator to better understand your finances.
What Our Clients Say About Us!
Rodrigo Solana
It was a pleasure working with Eduardo Adame. He made the whole process of buying a home stress free, as he and his team at ROCK MORTGAGE took amazing care of us. To be honest, I was nervous, but he made us feel at ease by educating and guiding us every step of the way. He really worked hard to get us the best deal possible. I am extremely thankful and impressed. 5-STAR SERVICE!! I can say that I not only call him my broker but also my friend. Thank you Eduardo!
Mia
Jamie made the process of purchasing our first home a breeze! We reached out to him early on in our home search, before we had a realtor and he recommended a fantastic realtor to us. Jamie held our hand through the entire process and explained everything to us every step of the way. He is extremely knowledgeable and promptly addressed our questions and concerns (we had several as first time home buyers). I highly recommend working with Jamie and we will continue to work with him in the future.
Alejandro Guzman
Thank you Eduardo and Rock Mortgage Team for your help and support during the whole process. 100% smooth operation, closing costs as expected since the first day (even a bit lower at the end), no hidden costs. My wife and me are extremely happy!
Shaun Bai
Rock Mortgage really took care of me and my wife when purchasing our home. I was recommended to Billy by a friend – he and his team made sure we understood the process every step of the way and took time to explain everything and get us the best rate. Shout out to Mike for coming to our closing and getting everything sorted out quickly and efficiently. We really appreciated the expertise of the folks at Rock Mortgage and will be recommending them to our friends and family!
vanludwig28
First time home buyer, was recommended Rock Mortgage by my agent and they did not disappoint. Very professional and more important extremely friendly and pleasant to work with. I had the pleasure of working with Billy and Jamie over the phone and email and never felt that I was left out in the dark or abandoned. They explained everything that was going on and treated me with the utmost respect. At closing I was met by the owner of the company who sat with me and explained anything I was uncertain about. I will be recommending Rock Mortgage to all of my friends and anyone who is in need of a mortgage company. Thank you for helping me with this monumental milestone.
Mortgage Products Offered by Rock Mortgage
FHA Loans
If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from traditional loans.
VA Loans
VA loans were created for veterans, service members, and sometimes military spouses. However, it can be difficult sometimes to know if you qualify and what different options you have in a VA loan compared to a traditional loan.
Jumbo Loans
Whether you have a large family or your dream home is in a more expensive area in Texas, you will likely need to borrow a sizable amount of money. Conventional lenders are subject to limitations on the amount of money they can lend, which is why Jumbo Loans were created.
Texas Cash Out Loan
Texas Cash Out Loans are often described as a cross between an equity loan and a traditional refinanced mortgage. When homeowners refinance their mortgage, they get cash for a percentage of the difference between the remaining value of the loan and the current value of the home.
The Home of Your Dreams
Buying a home that fits your personality and lifestyle is one of the best decisions you can make. It allows you to enjoy life completely, making wonderful memories with the people you love. Whether you dream of watching the sunrise over coffee on a gorgeous deck or soaking your stress away in a relaxing jacuzzi, the right home loan can make it a reality. You can finally customize your kitchen, living room, dining room, home exterior, bathrooms, and bedrooms to your favorite design style.
A Variety of Goals and Solutions
When you choose knowledgeable mortgage lenders Houston, you have access to many different options for your goals. Below are only a few ways you can use a home loan:
- Buying an attractive home
- Building a new house
- Purchasing and fixing an older home
- Remodeling your house
- Adding rooms or expanding the home
- Refinancing an existing loan
Many people don’t know that an FHA loan Houston can help qualified borrowers with new construction and remodeling projects. For example, mortgages can help you replace a high-interest loan with more comfortable terms.
Trustworthy Loan Assistance
Why choose Rock Mortgage when applying for a home loan? Our team has the perfect balance of expertise and helpfulness. As expert mortgage lenders Houston, we know everything there is to know about mortgages. At the same time, we’re always respectful and friendly to clients.
Instead of looking for excuses to turn down loan applications, we look for solutions that help you get the home of your dreams. Our team at Rock Mortgage takes the time to listen to your plans, and then we recommend the best financing types for your needs and budget.
Above all, our team is transparent and honest. This is one of the reasons we have so many positive reviews from happy clients. You never have to worry about hidden fees or tricks. We clearly explain what you can expect from each type of loan and leave the final decision up to you.
The Right Time To Purchase an Amazing Home
Now is the ideal time to make your dream of owning a large, beautiful, and comfortable home come true. Apply right away. If you’re not sure whether you qualify for FHA financing or another type of loan, find out! Our Mortgage company Houston will help you every step of the way. Contact us for assistance today.