In the ever-evolving landscape of the Texas real estate market, potential homebuyers are often faced with a dilemma: to wait for mortgage rates to drop or to dive into homeownership despite higher rates. The prevailing wisdom of "Buy the House and Rent the Rate"...
Jamie Ayala
Job Title:
Loan Processor at Rock Mortgage
Years of experience:
4+ years
Jamie Ayala has been working as a Loan Processor at Rock Mortgage for more than 4 years. As a knowledgeable account executive he has had many years of customer service experience in the loan, information technology, and political industries. Recognized for demonstrating a natural aptitude for working with cross-functional teams, as well as for meeting deadlines and validating loan documents, Jamie has a verifyable history of consistently exceeded sales and performance goals. His professional focal points include loan processing, client negotiations, team collaboration, and project management.
Building Your Dream Home: Understanding Builder Construction Loans
Are you ready to turn your dream home into a reality? Building a custom home offers the opportunity to design a living space tailored to your unique preferences and lifestyle. At Rock Mortgage of Houston, Texas, we understand the excitement and challenges of embarking...
Unlock Your Dream Home: First Time Home Buyer Grants in Texas
Are you dreaming of owning your first home but feeling overwhelmed by the complexities of the process? At Rock Mortgage of Houston, TX, we understand the challenges of first time home buyers. That's why we're thrilled to introduce you to the wealth of opportunities...
Options for First Time Home Buyer Financing in Houston
While owning a home offers many benefits, the process can be intimidating for Houston's first time home buyers Houston. You may think that homeownership is out of your reach if your credit isn't perfect or you are having difficulty making up the down payment....
The First-Time Buyers Guide To Understanding What Program Is Right For You
Types of Loan Programs that Rock Mortgage Offer's: With all of the loan choices out there it can be very confusing and intimidating for the average consumer to pick a loan that best fits their needs. Below you will find a list of the most common loans that we, at Rock...
Can I Qualify for an FHA Loan With a Student Loan Debt?
Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
5 Things You Need to Know Before Refinancing
With mortgage rates at all-time lows, it may be the right time for you to refinance your existing mortgage. As of today (09/07/2020), the 30-year rate is sitting at 2.75% to 3.250% depending on your credit score and equity in your home. If your current rate is 3.875%...
Preparing Finances to Purchase a Home and Get a Great Loan
Some of the most common questions we receive on a daily basis are: “What can I do to prepare myself to purchase a home in the near future, and what do I need to do to get a great loan? It is also one of our favorite questions to answer. At Rock Mortgage, our trained...
New Year, Better Tools For All Our Realtor Partners
At Rock Mortgage, we are so grateful for the work we do together every day to welcome clients into their next home, and we are always looking for new ways to keep our mutual clients informed and comfortable about their homebuying process. This is why in 2019, we are...