by Billy Evans | Jul 14, 2023 | FHA Loans
It is a common misconception for first time home buyers, or even home buyers who haven’t purchased in a while, to confuse their home inspection with their home appraisal. The assessments serve separate, but equally important roles in saving you money. Home Inspection...
by Mike Ogg | Jul 7, 2023 | Mortgage Loans
Buying your first home can be an exciting but intimidating experience. It’s likely one of the largest purchases you’ll make in your life, so it’s important to budget and prepare adequately so that you maintain a cushion in your savings and don’t expose yourself to too...
by Mike Ogg | Jun 29, 2023 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
by Mike Ogg | Jun 20, 2023 | Mortgage Loans
When purchasing a home, one crucial step in the mortgage loan process is the property appraisal. This assessment helps determine the value of the property, which directly impacts the loan amount and terms. In this blog post, we’ll explore the purpose of an...
by Billy Evans | Jun 13, 2023 | First Time Home Buyer, Mortgage Loans
Have you ever heard of millennials being dubbed as the “renting generation”? The media often paints a picture of millennials doomed to forever pay rent without owning a piece of the real estate pie. But is this truly the fate that millennials are destined...
by Billy Evans | Jun 7, 2023 | Conventional Loans, FHA Loans
Have you ever compared FHA loan vs conventional loans? Most people don’t know the difference, and never really worry about it until they choose to look into buying a home, especially if you’re first-time home buyers. There are many similarities in loans on the market...
by Billy Evans | Jun 7, 2023 | FHA Loans, Mortgage Loans
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it’s also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer...
by Billy Evans | Jun 5, 2023 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it’s no wonder why. With its thriving economy, affordable housing, and...
by Billy Evans | Jun 4, 2023 | Jumbo Loans
If you’re considering purchasing a home in Houston worth significantly more than $650,000, you’re going to need to learn about jumbo loans. These loans are different from traditional mortgages because they’re designed for buyers of high-priced homes....
by Billy Evans | May 29, 2023 | VA loans
How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and...
by Billy Evans | May 26, 2023 | Mortgage Loans
When applying for a mortgage, one crucial factor that lenders consider is your debt-to-income (DTI) ratio. This figure plays a significant role in determining your eligibility for a mortgage loan and the terms you may be offered. In this blog post, we’ll explain...
by Billy Evans | Mar 30, 2023 | FHA Loans
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
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