Buying your first home can be an exciting but intimidating experience. It’s likely one of the largest purchases you’ll make in your life, so it’s important to budget and prepare adequately so that you maintain a cushion in your savings and don’t expose yourself to too...
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
When purchasing a home, one crucial step in the mortgage loan process is the property appraisal. This assessment helps determine the value of the property, which directly impacts the loan amount and terms. In this blog post, we’ll explore the purpose of an...
Have you ever heard of millennials being dubbed as the “renting generation”? The media often paints a picture of millennials doomed to forever pay rent without owning a piece of the real estate pie. But is this truly the fate that millennials are destined...
Have you ever compared FHA loan vs conventional loans? Most people don’t know the difference, and never really worry about it until they choose to look into buying a home, especially if you’re first-time home buyers. There are many similarities in loans on the market...
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it’s also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer...
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it’s no wonder why. With its thriving economy, affordable housing, and...
If you’re considering purchasing a home in Houston worth significantly more than $650,000, you’re going to need to learn about jumbo loans. These loans are different from traditional mortgages because they’re designed for buyers of high-priced homes....
How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and...
When applying for a mortgage, one crucial factor that lenders consider is your debt-to-income (DTI) ratio. This figure plays a significant role in determining your eligibility for a mortgage loan and the terms you may be offered. In this blog post, we’ll explain...
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
In today’s market, homebuyers are increasingly interested in the affect that rising interest rates are having on their anticipated monthly payment. Many are shocked to find that rising rates have since increased their anticipated monthly payment by several hundred...
Rock Mortgage Services, LP (NMLS 857682) is an Equal Housing Lender that treats our customers like family and does everything with the customers best interest in mind.
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