by Mike Ogg | Dec 17, 2021 | Mortgage Loans
Mortgages have been around since the late 1800s and they were primarily made by your local banker; the vast majority of these loans were 1–5-year terms with 50% down and your rate was rarely fixed. That all changed in 1934 when the government got involved and created...
by Mike Ogg | Aug 6, 2021 | First Time Home Buyer, Mortgage Loans
With the high level of economic uncertainty currently, first-time home buyers Houston may be wondering if they should be purchasing a home now. The answer depends upon several factors. Read on to help yourself decide if buying a house for the first time is a good...
by Billy Evans | Aug 19, 2020 | Conventional Loans, FHA Loans, Jumbo Loans, Mortgage Loans, VA loans
In the final days of August 2017, Hurricane Harvey circled over South Texas dumping more than 20 trillion gallons of rain and displacing families from over 185,000 homes as flood waters rose above thresholds causing an estimated $97 billion in destruction alone1. As...
by Billy Evans | Aug 19, 2020 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
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