by Billy Evans | Jun 7, 2023 | FHA Loans, Mortgage Loans
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it’s also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer...
by Billy Evans | Jun 5, 2023 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it’s no wonder why. With its thriving economy, affordable housing, and...
by Billy Evans | Jun 4, 2023 | Jumbo Loans
If you’re considering purchasing a home in Houston worth significantly more than $650,000, you’re going to need to learn about jumbo loans. These loans are different from traditional mortgages because they’re designed for buyers of high-priced homes....
by Billy Evans | May 26, 2023 | Mortgage Loans
When applying for a mortgage, one crucial factor that lenders consider is your debt-to-income (DTI) ratio. This figure plays a significant role in determining your eligibility for a mortgage loan and the terms you may be offered. In this blog post, we’ll explain...
by Mike Ogg | Mar 30, 2023 | FHA Loans, First Time Home Buyer, Mortgage Loans
Mortgage Credit Inquiry We often hear a lot of enthusiasm from prospective homebuyers when it comes to discussing qualifying them for a dream home. That is until we inform them, we’ll need to pull their credit. Is this something homebuyers should truly be worried...
by Billy Evans | Mar 30, 2023 | FHA Loans
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
by Mike Ogg | Jan 5, 2023 | First Time Home Buyer, Mortgage Loans, VA loans
Buying A Home This is a question that we gets asked daily, my answer is always the same; absolutely yes! Based on what I do for a living some may think it’s self-serving, and they would be correct, but that wouldn’t change my answer. As the founder of Rock Mortgage...
by Billy Evans | Dec 6, 2022 | Mortgage Loans
In today’s market, homebuyers are increasingly interested in the affect that rising interest rates are having on their anticipated monthly payment. Many are shocked to find that rising rates have since increased their anticipated monthly payment by several hundred...
by Billy Evans | Oct 7, 2022 | FHA Loans, Mortgage Loans
As you shop for a house, you might find that existing properties don’t line up with your idea of a dream home. Maybe the layouts aren’t quite what you’re looking for, or perhaps the homes are missing non negotiable elements like a pool. Considering...
by Billy Evans | Jun 3, 2022 | Mortgage Loans
There are many reasons that someone may wish to refinance their mortgage. With today’s home values rising sharply, an increasingly popular reason is to borrow against a portion of the equity in your property to convert it to cash. This is commonly referred to...
by Billy Evans | Aug 19, 2020 | Conventional Loans, FHA Loans, First Time Home Buyer, Jumbo Loans, Mortgage Loans, Texas Cash Out Loans, VA loans
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
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