If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...
Texas Cash Out Loans
The Best Texas Cash-Out Refinance Loans
Have you been planning a home improvement project for some time? Getting a loan can help you finance remodeling projects without depleting your savings. Before you apply for a traditional equity loan, you should look into the benefits of Texas cash-out refinance...
Mortgage Closing Costs – What are they and who should pay them?
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
Top Reasons to Move to Texas: A Guide for Homebuyers
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it's no wonder why. With its thriving economy, affordable housing, and unparalleled...
When Should You Refinance?
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
How to Negotiate Your Mortgage Rates and Closing Costs
When you are purchasing or refinancing a home it is important to shop your mortgage rates among multiple companies to find the best deal. The mortgage industry is a highly competitive industry with each company trying to offer their best deal to earn your business...
Why Refinance?
Refinancing is something homeowners often consider a few years into their mortgage can be a great way to achieve better interest rates, lower monthly payments, and gain more desirable terms. However, depending on your specific situation, refinancing could do more harm...
Three Factors to Consider When Selecting A Mortgage Lender
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
Rising Mortgage Rates; (is the sky really falling??)
Rising Mortgage Rates Most consumers have no idea what causes mortgage rates to rise and fall, but it’s actually a lot simpler than you may think. When the economy is good and unemployment rates are low mortgage rates rise and when the economy is bad and unemployment...