America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
In the final days of August 2017, Hurricane Harvey circled over South Texas dumping more than 20 trillion gallons of rain and displacing families from over 185,000 homes as flood waters rose above thresholds causing an estimated $97 billion in destruction alone1. As...
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
This one is huge! I cannot express how important it is to use an experienced realtor for your purchase transaction. Using the right realtor can save you thousands of dollars out of pocket and as a buyer and it doesn’t cost you a dime. Realtors are used for more than...
For a lot of people owning your own business is a dream, and the benefits are countless. You get to control your own destiny, make our own hours, and all of your labors and efforts truly benefit you and your family. It’s not all sunshine and roses, however, you also...
Most consumers have no idea what causes mortgage rates to rise and fall, but it’s actually a lot simpler than you may think. When the economy is good and unemployment rates are low mortgage rates rise and when the economy is bad and unemployment rates are high...
With the VA Interest Rate Reduction Refinance Loan, the heroes of our nation have access to the lowest interest rates in the mortgage industry. In a falling interest rate environment, refinancing your current mortgage for a lower interest rate could save you thousands...
What is the difference between a Mortgage Broker and a Bank? Is there a benefit in going with a Mortgage Broker over my own Bank? Why would I choose a Broker over a Banker? These are questions that many people may ask themselves when they are deciding on how they...
I’ve been in the consumer lending field for 4 decades now and in the mortgage industry for almost 20 years. Until 2015, the majority of my clients were Baby Boomers and Gen Xers, but then I noticed a shift starting to happen. Former clients began referring their...