Welcome to our comprehensive blog, dedicated to demystifying the intricacies of the mortgage industry in the great state of Texas! As a Texas-based mortgage lender with years of experience serving the unique needs of local homebuyers, we understand that obtaining a mortgage can be both exciting and overwhelming. That’s why we’ve created this platform to be your go-to resource for all things related to mortgages in the Lone Star State.
Whether you’re a first-time homebuyer, want to refinance, looking for a FHA loan or a seasoned real estate investor, our blog is designed to provide you with insightful articles, expert tips, and up-to-date information to help you make informed decisions about your mortgage journey.
FHA Loans If you’re a first time home buyer or have a lower than average credit score, an FHA loan may be a great option for you. These loans have lower down payments, but additional stipulations, so it’s important to know what makes FHA loans different from...
With mortgage rates at all-time lows, it may be the right time for you to refinance your existing mortgage. As of today (09/07/2020), the 30-year rate is sitting at 2.75% to 3.250% depending on your credit score and equity in your home. If your current rate is 3.875%...
Some of the most common questions we receive on a daily basis are: “What can I do to prepare myself to purchase a home in the near future, and what do I need to do to get a great loan? It is also one of our favorite questions to answer. At Rock Mortgage, our trained...
At Rock Mortgage, we are so grateful for the work we do together every day to welcome clients into their next home, and we are always looking for new ways to keep our mutual clients informed and comfortable about their homebuying process. This is why in 2019, we are...
Congratulations on starting your journey to becoming a new homeowner. Homeownership is a dream so many families hope to achieve, but if you’re not prepared it can quickly turn into a real headache of confusing terms, financial uncertainty and legally-binding...
Many homebuyers fear there is no way to get a decent home without a20% down payment and a glowing credit historyHowever, This isn’t always true. For years, homebuyers have leveraged the FHA loan program to purchase homes with minimal cash down payments. With a...
In this blog series, the Certified Residential Mortgage Loan Originators from Rock Mortgage explain the questions they ask every mortgage applicant, why it's important for the success of their application and how it effects the amount they will pay as a homeowner. One...
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...