With mortgage rates at all-time lows, it may be the right time for you to refinance your existing mortgage. As of today (09/07/2020), the 30-year rate is sitting at 2.75% to 3.250% depending on your credit score and equity in your home. If your current rate is 3.875%...
Refinancing is something homeowners often consider a few years into their mortgage can be a great way to achieve better interest rates, lower monthly payments, and gain more desirable terms. However, depending on your specific situation, refinancing could do more harm...
Financial advisors all over America are referring homeowners to mortgage companies like Rock Mortgage to discuss cash out refinance options because they know how difficult it is to create wealth while carrying around large amounts of consumer debt. Not all debt is...
According to a recent survey by Trulia, 2 in 5 people surveyed prefer new construction homes over pre-existing homes. I thought the number would have been much higher than that given all the common benefits associated with a new build and that the number of housing...
Some of the most common questions we receive on a daily basis are: “What can I do to prepare myself to purchase a home in the near future, and what do I need to do to get a great loan? It is also one of our favorite questions to answer. At Rock Mortgage, our trained...
At Rock Mortgage, we are so grateful for the work we do together every day to welcome clients into their next home, and we are always looking for new ways to keep our mutual clients informed and comfortable about their homebuying process. This is why in 2019, we are...
Congratulations on starting your journey to becoming a new homeowner. Homeownership is a dream so many families hope to achieve, but if you’re not prepared it can quickly turn into a real headache of confusing terms, financial uncertainty and legally-binding...
Good morning, Rock Mortgage would like to remind you that it’s time to file for your Homestead Exemption which is due by April 30, 2019. Ø Do you as a homeowner benefit from filing a Homestead Exemption? Applying for a homestead exemption on your primary residence...
Many homebuyers fear there is no way to get a decent home without a20% down payment and a glowing credit historyHowever, This isn’t always true. For years, homebuyers have leveraged the FHA loan program to purchase homes with minimal cash down payments. With a...