Are you eyeing that dream home in Texas that surpasses the conventional loan limits? Then you might be in the market for a Texas Jumbo Loan. But what exactly is a Jumbo Loan, and how does it work? Let’s delve into the details. What is a Jumbo Loan? In essence, a Texas...
Jumbo Loans
The First-Time Buyers Guide To Understanding What Program Is Right For You
Types of Loan Programs that Rock Mortgage Offer's: With all of the loan choices out there it can be very confusing and intimidating for the average consumer to pick a loan that best fits their needs. Below you will find a list of the most common loans that we, at Rock...
Preparing Finances to Purchase a Home and Get a Great Loan
Some of the most common questions we receive on a daily basis are: “What can I do to prepare myself to purchase a home in the near future, and what do I need to do to get a great loan? It is also one of our favorite questions to answer. At Rock Mortgage, our trained...
Mortgage Closing Costs – What are they and who should pay them?
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
Top Reasons to Move to Texas: A Guide for Homebuyers
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it's no wonder why. With its thriving economy, affordable housing, and unparalleled...
Jumbo Loan Requirements in Texas
If you're considering purchasing a home in Houston worth significantly more than $650,000, you're going to need to learn about jumbo loans. These loans are different from traditional mortgages because they're designed for buyers of high-priced homes. The requirements...
Purchasing a Home at 6% Interest Rates Is Financially Beneficial
Introduction: In today's ever-changing economic landscape, prospective homebuyers may be hesitant to enter the market when faced with interest rates around 6%. However, even at these rates, purchasing a home can still be a smart financial move. In this blog post,...
Jumbo Loans for Large Mortgage Amounts
If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this...
When Should You Refinance?
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...