Mortgage Credit Inquiry We often hear a lot of enthusiasm from prospective homebuyers when it comes to discussing qualifying them for a dream home. That is until we inform them, we’ll need to pull their credit. Is this something homebuyers should truly be worried...
Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
As you shop for a house, you might find that existing properties don't line up with your idea of a dream home. Maybe the layouts aren't quite what you're looking for, or perhaps the homes are missing non negotiable elements like a pool. Considering how big of a...
Are you a first-time home buyers Houston candidate? Here at Rock Mortgage, we aim to make the home-buying process as stress-free as possible for a first-time home buyer. We want to make sure you get into a home you love for a price you can afford. Below are some of...
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
When you are purchasing or refinancing a home it is important to shop your mortgage rates among multiple companies to find the best deal. The mortgage industry is a highly competitive industry with each company trying to offer their best deal to earn your business...
Refinancing is something homeowners often consider a few years into their mortgage can be a great way to achieve better interest rates, lower monthly payments, and gain more desirable terms. However, depending on your specific situation, refinancing could do more harm...
In the final days of August 2017, Hurricane Harvey circled over South Texas dumping more than 20 trillion gallons of rain and displacing families from over 185,000 homes as flood waters rose above thresholds causing an estimated $97 billion in destruction alone1. As...
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
