When you are purchasing or refinancing a home it is important to shop your mortgage rates among multiple companies to find the best deal. The mortgage industry is a highly competitive industry with each company trying to offer their best deal to earn your business...
Jumbo Loans
Why Refinance?
Refinancing is something homeowners often consider a few years into their mortgage can be a great way to achieve better interest rates, lower monthly payments, and gain more desirable terms. However, depending on your specific situation, refinancing could do more harm...
New Construction Homes: A Bang For Your Buck Comparison In Texas’ Growing Housing Market By Michael Ogg Rock Mortgage Partner and NMLS #299884
According to a recent survey by Trulia, 2 in 5 people surveyed prefer new construction homes over pre-existing homes. I thought the number would have been much higher than that given all the common benefits associated with a new build and that the number of housing...
Disaster recovery assistance with the FHA 203(h)
In the final days of August 2017, Hurricane Harvey circled over South Texas dumping more than 20 trillion gallons of rain and displacing families from over 185,000 homes as flood waters rose above thresholds causing an estimated $97 billion in destruction alone1. As...
Three Factors to Consider When Selecting A Mortgage Lender
When purchasing a home, buyers face a lot of decision points that affect the amount they will spend for the life of their loan such as school districts, siding and one story or two. However, selecting a licensed mortgage lender will be the most critical decision for...
Rising Mortgage Rates; (is the sky really falling??)
Rising Mortgage Rates Most consumers have no idea what causes mortgage rates to rise and fall, but it’s actually a lot simpler than you may think. When the economy is good and unemployment rates are low mortgage rates rise and when the economy is bad and unemployment...