Student loans provide a pathway for many students to afford a college education. However, too much debt can make it hard to qualify for a mortgage. Fortunately, an FHA loan Houston is easier to qualify for than a conventional mortgage. Student Loans: How They Affect...
First Time Home Buyer
Questions from a Loan Officer: How long do you plan on staying in your first home?
In this blog series, the Certified Residential Mortgage Loan Officer from Rock Mortgage explain the questions they ask every mortgage applicant, why it's important for the success of their application and how it effects the amount they will pay as a homeowner. One of...
Do I Qualify for a VA loan?
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
What’s The First Time Home Buyer Down Payment Program?
If you're looking to purchase a home for first time home buyers in Houston and feel overwhelmed, you're not alone! The process of buying a house is a complex and nuanced beast, but you can start by breaking it down one step at a time. Please familiarize yourself with...
Mortgage Closing Costs – What are they and who should pay them?
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
Shattering the Myth: 8 Steps to Empower Millennials towards Homeownership
Have you ever heard of millennials being dubbed as the "renting generation"? The media often paints a picture of millennials doomed to forever pay rent without owning a piece of the real estate pie. But is this truly the fate that millennials are destined to?...
Top Reasons to Move to Texas: A Guide for Homebuyers
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it's no wonder why. With its thriving economy, affordable housing, and unparalleled...
What are the requirements for an FHA Loan in Texas?
A mortgage insured by the Federal Housing Administration can help you buy a home with less-than-perfect credit and a down payment as low as 3.5%. The government backing of these loans allows lenders to offer financing to borrowers who may not qualify for conventional...
Purchasing a Home at 6% Interest Rates Is Financially Beneficial
Introduction: In today's ever-changing economic landscape, prospective homebuyers may be hesitant to enter the market when faced with interest rates around 6%. However, even at these rates, purchasing a home can still be a smart financial move. In this blog post,...