If you're looking to purchase a home for first time home buyers in Houston and feel overwhelmed, you're not alone! The process of buying a house is a complex and nuanced beast, but you can start by breaking it down one step at a time. Please familiarize yourself with...
FHA Loans
Home Inspection Vs Home Appraisal: Preparing For Home Ownership
It is a common misconception for first time home buyers, or even home buyers who haven’t purchased in a while, to confuse their home inspection with their home appraisal. The assessments serve separate, but equally important roles in saving you money. Home Inspection...
Mortgage Closing Costs – What are they and who should pay them?
When shopping for a loan most people are only concerned about interest rate, a smart shopper should also be concerned about the mortgage closing costs that come along with purchasing or refinancing a home. Most people are shocked to learn how many people are involved...
Credit Requirements for an FHA Loan in 2023
Curious about the Credit Requirements for an FHA Loan? Here’s what you need to know to see if you qualify.
FHA Loan Vs Conventional Loans: Find Out Which Loan is Best for You
Have you ever compared FHA loan vs conventional loans? Most people don’t know the difference, and never really worry about it until they choose to look into buying a home, especially if you’re first-time home buyers. There are many similarities in loans on the market...
What Are Construction Loans and How Do They Work?
If you have a glorious vision for your next home, it might be best to simply build it yourself. While this process can be rewarding, it's also expensive, and it can be hard to find the necessary funds for labor and materials. Fortunately, many lenders offer private...
Top Reasons to Move to Texas: A Guide for Homebuyers
Are you considering moving to a new state and buying a home? Look no further than the Lone Star State. Texas has been consistently ranked as one of the best states to live in, and it's no wonder why. With its thriving economy, affordable housing, and unparalleled...
Can Your Credit Score Affect an FHA Loan?
FHA loans are one of the most popular loans for homebuyers because they have various benefits such as: Having low requirements Being insured by Federal Housing Administration (FHA) Lower down payments (allowing you to borrow up to 96.5% of the home’s value) But can...
What are the requirements for an FHA Loan in Texas?
A mortgage insured by the Federal Housing Administration can help you buy a home with less-than-perfect credit and a down payment as low as 3.5%. The government backing of these loans allows lenders to offer financing to borrowers who may not qualify for conventional...
