Congratulations on starting your journey to becoming a new homeowner. Homeownership is a dream so many families hope to achieve, but if you’re not prepared it can quickly turn into a real headache of confusing terms, financial uncertainty and legally-binding...
Jamie Ayala
Job Title:
Loan Processor at Rock Mortgage
Years of experience:
4+ years
Jamie Ayala has been working as a Loan Processor at Rock Mortgage for more than 4 years. As a knowledgeable account executive he has had many years of customer service experience in the loan, information technology, and political industries. Recognized for demonstrating a natural aptitude for working with cross-functional teams, as well as for meeting deadlines and validating loan documents, Jamie has a verifyable history of consistently exceeded sales and performance goals. His professional focal points include loan processing, client negotiations, team collaboration, and project management.
Why You Should (Or Shouldn’t) Get An FHA Home Loan
Many homebuyers fear there is no way to get a decent home without a20% down payment and a glowing credit historyHowever, This isn’t always true. For years, homebuyers have leveraged the FHA loan program to purchase homes with minimal cash down payments. With a...
Questions from a Loan Officer: How long do you plan on staying in your first home?
In this blog series, the Certified Residential Mortgage Loan Officer from Rock Mortgage explain the questions they ask every mortgage applicant, why it's important for the success of their application and how it effects the amount they will pay as a homeowner. One of...
Do I Qualify for a VA loan?
America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
Are You Moving to Texas?
If you are among the thousands of people moving to Texas from California, Illinois, or New York (these are the top 3 states people are leaving in droves) or any other state or country, let me be the first to welcome you to our great state. According to a recent...
The Best Texas Cash-Out Refinance Loans
Have you been planning a home improvement project for some time? Getting a loan can help you finance remodeling projects without depleting your savings. Before you apply for a traditional equity loan, you should look into the benefits of Texas cash-out refinance...
How To Apply for an FHA Loan
An FHA loan is a type of home loan that’s insured by the Federal Housing Administration (FHA). These types of loans are particularly popular with first-time homebuyers, as they only require a minimum down payment of 3.5 percent and a minimum credit score of 580. If...
5 Significant Benefits of FHA Home Loans
Elevate Your Homebuying Experience: Unveiling the 5 Key Advantages of an FHA Home Loan Many barriers can stand in the way of obtaining a mortgage to finance a home purchase. Your credit score, debt-to-income ratio, and down payment amount can all prevent you from...
10 Benefits of a VA Home Loan in 2023
VA loans are possibly the best loan a consumer has available, and rightfully so! For their great sacrifice to our country, our Veterans have access to amazing benefits through their VA home loan. Let’s go over a few of the upsides to a VA home loan. 100% Financing...