Buying a home is a dream that most people have, but it can be an expensive endeavor. One option that can help make homeownership more accessible is using an FHA home loan. An FHA loan is a government-backed mortgage that has several benefits for homebuyers, including...
BILLY EVANS
Job Title:
Loan Officer
Years of experience:
5 years
Biography
Billy Evans is a Loan Officer at Rock Mortgage. As a father and family man Billy understands the importance and want to have a beautiful home to raise and grow a family in. That is why he has made it his mission to help everyone get the best mortgage solution possible to fit their financial needs. Billy is also a former United States Marine, as a Veteran himself and mortgage professional he has combined his knowledge and experience to passionately serve Veterans. When Billy isn’t working, he enjoys spending time with his wife, daughter, and their puppy Ollie!
Mortgage Rates in Houston, Texas: What to Know
A mortgage is a specialized loan that's used to purchase a piece of property. In most cases, this is your primary residence. However, you might also use a mortgage to fund a second home or investment property. Your mortgage rate determines how much interest you'll pay...
Buyers Save Big with the 2-1 Buydown Program
In today’s market, homebuyers are increasingly interested in the affect that rising interest rates are having on their anticipated monthly payment. Many are shocked to find that rising rates have since increased their anticipated monthly payment by several hundred...
What Type of Loan Is Best for Building a House?
As you shop for a house, you might find that existing properties don't line up with your idea of a dream home. Maybe the layouts aren't quite what you're looking for, or perhaps the homes are missing non negotiable elements like a pool. Considering how big of a...
How a Cash-Out Refinance Can Be Beneficial
There are many reasons that someone may wish to refinance their mortgage. With today's home values rising sharply, an increasingly popular reason is to borrow against a portion of the equity in your property to convert it to cash. This is commonly referred to as a...
What are the requirements to apply for a VA mortgage loan?
VA mortgage loans are funds that help service members, veterans, and surviving spouses become homeowners. These programs often have low-interest rates and rarely require a down payment. VA loans enable participants to buy, build, repair, retain, or adapt homes for...
When Should You Refinance?
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...
How to Negotiate Your Mortgage Rates and Closing Costs
When you are purchasing or refinancing a home it is important to shop your mortgage rates among multiple companies to find the best deal. The mortgage industry is a highly competitive industry with each company trying to offer their best deal to earn your business...
Using Home Equity To Payoff Bills and Higher Interest Debt
Financial advisors all over America are referring homeowners to mortgage companies like Rock Mortgage to discuss cash out refinance options because they know how difficult it is to create wealth while carrying around large amounts of consumer debt. Not all debt is...