What is PMI/MIP?

Mortgages have been around since the late 1800s and they were primarily made by your local banker; the vast majority of these loans were 1–5-year terms with 50% down and your rate was rarely fixed. That all changed in 1934 when the government got involved and created...
What Do Mortgage Lenders Look At?

What Do Mortgage Lenders Look At?

A mortgage lender is any financial institution that offers home loans. For most first-time homebuyers, mortgage lenders are synonymous with the home buying process. This is because most potential homeowners don’t have the cash on hand to purchase a home in full. There...
What Is a VA Loan?

What Is a VA Loan?

How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and...
Do I Qualify for a VA loan?

Do I Qualify for a VA loan?

America’s military veterans have an additional financial option with added benefits when buying a home. Veterans Affairs (VA) loans provide active-duty personnel, veterans of the Army, Navy, Marines, Air Force, Coast Guard, Reserves and National Guard, and some...
The Importance of Using a Reputable Realtor

The Importance of Using a Reputable Realtor

This one is huge! I cannot express how important it is to use an experienced realtor for your purchase transaction. Using the right realtor can save you thousands of dollars out of pocket and as a buyer and it doesn’t cost you a dime. Realtors are used for more than...
VA Interest Rate Reduction Refinance Loan

VA Interest Rate Reduction Refinance Loan

With the VA Interest Rate Reduction Refinance Loan, the heroes of our nation have access to the lowest interest rates in the mortgage industry. In a falling interest rate environment, refinancing your current mortgage for a lower interest rate could save you thousands...