Credit Requirements for an FHA Loan in 2021

Credit Requirements for an FHA Loan in 2021

Private lenders, such as Rock Mortgage, can issue an FHA Loan Houston to qualified buyers who may have difficulty getting a mortgage. FHA loans’ biggest benefits are that they are easier to qualify for and have lower down payment requirements than conventional...
Mortgage Broker Vs Mortgage Banker

Mortgage Broker Vs Mortgage Banker

What is the difference between a Mortgage Broker and a Bank? Is there a benefit in going with a Mortgage Broker over my own Bank? Why would I choose a Broker over a Banker? These are questions that many people may ask themselves when they are deciding on how they...
How Millennials Are Changing Real Estate

How Millennials Are Changing Real Estate

I’ve been in the consumer lending field for 4 decades now and in the mortgage industry for almost 20 years. Until 2015, the majority of my clients were Baby Boomers and Gen Xers, but then  I noticed a shift starting to happen. Former clients began referring their...