Current Mortgage Rates VS. Refinance Rates

Current Mortgage Rates VS. Refinance Rates

With mortgage rates currently at an all-time low, millions of people around the country are purchasing and refinancing their homes. Many borrowers wonder why rates on refinances are slightly higher than rates on purchases, here are the top 5 reasons: Processing and...
Guide to Mortgage Shopping in 2020

Guide to Mortgage Shopping in 2020

At a glance, it appears our world has grown crazier and crazier by the second and seemingly even the most normal of ventures such as shopping for a home mortgage appear to be impossible to cope with. Luckily for us, there are mortgage professionals and endless tools...
Jumbo Loans for Large Mortgage Amounts

Jumbo Loans for Large Mortgage Amounts

If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this...
When Should You Refinance?

When Should You Refinance?

With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and...