Are you considering purchasing a home in Houston? Here at Rock Mortgage, we aim to make the home-buying process as stress-free as possible for first-time home buyers. We want to make sure you get into a home you love for a price you can afford. Below are some of the most common questions we get...
The Credit Score System Could Accurately Predict the Outcome of 70% of all Loans Credit bureaus have been around for well over 100 years, but credit scores have only been around since 1989. I got into the consumer finance industry in 1987, back then all we knew was how many accounts you had, what...
Types of Loan Programs that Rock Mortgage has to Offer With all of the loan choices out there it can be very confusing and intimidating for the average consumer to pick a loan that best fits their needs. Below you will find a list of the most common loans that we, at Rock Mortgage, make in Texas:...
With mortgage rates currently at an all-time low, millions of people around the country are purchasing and refinancing their homes. Many borrowers wonder why rates on refinances are slightly higher than rates on purchases, here are the top 5 reasons: Processing and Underwriting Capacity problem....
At a glance, it appears our world has grown crazier and crazier by the second and seemingly even the most normal of ventures such as shopping for a home mortgage appear to be impossible to cope with. Luckily for us, there are mortgage professionals and endless tools at our disposal of which can...
If you’re looking to purchase a home on the more expensive side of the spectrum it’s possible that you will need to utilize a Jumbo Loan. This is a mortgage product that exceeds the conforming loan limits set forth by the Federal Housing Finance Agency. In Texas, this loan limit is likely going to...
With mortgage rates at historical lows, you may have heard friends, family, or coworkers talking about how they’re taking advantage by refinancing their existing mortgage. Does this mean that everyone with a mortgage should call their favorite mortgage broker and demand a refinance? Not...
How VA Loans Compare to Traditional Mortgages If you qualify for VA loans Houston options, there is almost no other type of mortgage loan program that could offer you comparable benefits. To put this into better perspective, consider a comparison between VA loans and conventional loans. Down...
For a lot of people owning your own business is a dream, and the benefits are countless. You get to control your own destiny, make our own hours, and all of your labors and efforts truly benefit you and your family. It’s not all sunshine and roses, however, you also feel like the weight of the...
What is the difference between a Mortgage Broker and a Bank? Is there a benefit in going with a Mortgage Broker over my own Bank? Why would I choose a Broker over a Banker? These are questions that many people may ask themselves when they are deciding on how they should go about their financing...
Recent Comments